Refinancing your Windsor Home      Today it seems hard to get the right advice when it comes to refinancing your home. You get advice from everybody around you saying “just pay the penalty, and go into a lower rate”, or “its not worth it, it costs too much”. Whichever be the case, there is an […]

      According the Caamp Market Report for 2010 5.6 million people in Canada have a mortgage. Half of these people get two mortgage quotes from banks, and seek a rate. There is a problem with this however. Searches on your credit bureau by each bank can lend to a situation where your beacon score starts […]

Pre-payments * 12%: Percentage of mortgagors who made a lump-sum pre-payment in the past year. o So many people want 20% pre-payment privileges and so few people use them. Many would be better off trading pre-payments for a lower rate. * 16%: Percentage of mortgagors who increased their regular payments in the past year. * […]