Lots of articles are abound on the internet and on the news regarding debt. Naturally most people will carry debt this christmas, as well as increase their debt in the process of buying gifts, to give. In Windsor especially being hit by the last three years in the down turn in the market, and unemployment it can be hard. Ask your Windsor Mortgage Broker about refinancing and accessing some of your equity to pay this debt off. Not only that creat a debt management plan, as well as debt payoff plan. Its all in the strategy. This is what your Windsor Mortgage Agent should be providing to you.
http://www.canadianliving.com/life/money/6_secrets_to_debt_free_christmas_shopping.php
This article gives some ideas that are pretty interesting to help save money at Christmas. Happy Spending.